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Limitation of Liability and Disclaimer

USE OF THIS SITE, THE VERICO DYNAMICS SOFTWARE AND SERVICE (The Software), AND ANY RELATED CONTENT IS SOLELY AT YOUR OWN RISK. VERICO Financial Group Inc provides the Site, Software and the Content on an "as-is, where-is" basis, and does not represent, warrant or guarantee that the Site, Software and/or the Content will be free of errors, viruses, worms or other disabling material which may adversely affect the operation of your computer or other software or that the Site and/or Software will function on an uninterrupted basis. VERICO Financial Group Inc expressly disclaims all warranties, express or implied, with respect to the Site, Software and the Content, including, without limitation, any implied warranties of merchantability, fitness for a particular purpose or ownership and non-infringement of the Content. NEITHER VERICO FINANCIAL GROUP INC NOR ANY LICENSEE SHALL BE LIABLE FOR ANY LOSS OR DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES) ARISING OUT OF OR IN CONNECTION WITH THE USE OR ACCESS OF THIS SITE OR THE CONTENT, WHETHER SUCH LOSS OR DAMAGE ARISES OUT OF CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY OR RESPONSIBILITY.

The Site, Software and Content are the property of VERICO Financial Group Inc and/or its suppliers and trade partners and are protected by Canadian and international copyright, trade-mark and other laws. The VERICO block letters and logo are trade-marks of VERICO Financial Group Inc. Except as expressly permitted in these terms and conditions; you shall not copy, transmit, display, distribute, license, alter, frame, decompile, reverse engineer, redesign, reassemble or otherwise use in whole or in part in any manner any of the Site, Software, Content or Trademarks. Other featured words or symbols used to identify the source of goods and services are the trade-marks of their respective owners.

As VERICO Financial Group Inc cannot and does not represent, warrant or guarantee that the Site, Software or the Content will be free from errors, viruses, worms or other disabling devices, you should take, and represent and warrant that you have taken, reasonable and appropriate precautions to scan for computer viruses. You should also ensure that you have, and represent and warrant that you have, a complete and current backup of the information contained on your computer and in your database prior to using or accessing the Site, Software or the Content.

You are only authorized to visit, view and to retain a single copy of pages of the Site for your own personal use. You shall not duplicate, download, publish, modify or otherwise distribute any of the information, reports, data, graphics, trade-marks, text, files, software, product or company names, trade-marks or trade-names listed, contained, embedded or otherwise present on this Site, Software or Content for any purpose. Additionally, you shall not, without VERICO Financial Group Inc prior written permission, remove or modify any legal notices or credits which may be present on the Site, link or post links to any subdirectory of the Site or frame any portion of the Site.


Each VERICO Mortgage Broker is an independent operator. VERICO is an association of member Mortgage Brokers that are independently owned, operated and regulated apart from Verico Financial Group Inc. Mortgage Brokers are required by regulation and law to comply with all privacy laws, regulation and standards in Canada. If you have any questions or concerns regarding the privacy or security of your information or data we urge you to contact your Mortgage Broker.

Access and Interference
You shall not use any robot, spider or any other device or process to monitor or copy the Site, Software or the Content without VERICO Financial Group Inc prior written permission, and also shall not use any device, software or routine to interfere or attempt to interfere with the proper operation of the Site, Software or, where applicable, the Content.

Choice of Law
Your access to and use of Site, these terms and conditions and the Privacy Policy are governed in all respects by the laws of British Columbia, and any disputes arising out of or in connection with the Site will be heard in the courts of Vancouver, British Columbia.

You shall indemnify and hold VERICO Financial Group Inc (and their respective Licensees, subsidiaries, affiliates, officers, agents and other partners and employees) harmless from any loss, liability, claim or demand, including reasonable legal fees, made by any third party due to, or arising out of, your use and access of the Site, Software or Content.

Online Applications to Verico Mortgage Brokers
Information contained in mortgage applications, online or otherwise, is submitted to enable VERICO Mortgage Brokers to provide mortgage broker services to you. VERICO and all VERICO Mortgage Brokers share this information with others that are directly involved in the mortgage process such as credit reporting agencies, financial or insurance institutions as well as mortgage software and systems companies. Your submission of this information to us is your consent to use and share this information in order to provide the mortgage broker services requested. In addition VERICO and VERICO Mortgage Brokers may use this information to contact you subsequent to the completion of your mortgage broker transactions to provide you with information about your mortgage account or to present you with additional products or services we think you may be interested in receiving.

If any provision of this Agreement is held by a court of competent jurisdiction to be invalid or unenforceable, such provision shall be severed and the remaining provisions shall remain in full force and effect. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. VERICO Financial Group Inc failure to act with respect to a breach by you or others does not waive VERICO Financial Group Inc right to act with respect to subsequent or similar breaches. This Agreement sets forth the entire understanding and agreement between you and VERICO Financial Group Inc with respect to the Site.

If you have any questions, concerns or complaints about your Personal Information, or about the VERICO Privacy Policy, please contact us.

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